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中华人民共和国中国人民银行法

编辑: 来源: 时间:2018-9-21 阅读:

1995年3月18日第八届全国人民代表大会第三次会议通过

第一章 总 则

北京体彩网DIYITIAO WEILEQUELIZHONGGUORENMINYINXINGDEDIWEIHEZHIZE,BAOZHENGGUOJIAHUOBIZHENGCEDEZHENGQUEZHIDINGHEZHIXING,JIANLIHEWANSHANZHONGYANGYINXINGHONGGUANDIAOKONGTIXI,JIAQIANGDUIJINRONGYEDEJIANDUGUANLI,ZHIDINGBENFA。

DIERTIAO ZHONGGUORENMINYINXINGSHIZHONGHUARENMINGONGHEGUODEZHONGYANGYINXING。

ZHONGGUORENMINYINXINGZAIGUOWUYUANLINGDAOXIA,ZHIDINGHESHISHIHUOBIZHENGCE,DUIJINRONGYESHISHIJIANDUGUANLI。

DISANTIAO HUOBIZHENGCEMUBIAOSHIBAOCHIHUOBIBIZHIDEWENDING,BINGYICICUJINJINGJIZENGZHANG。

DISITIAO ZHONGGUORENMINYINXINGLVXINGXIALIEZHIZE:

北京体彩网(YI)YIFAZHIDINGHEZHIXINGHUOBIZHENGCE;

北京体彩网(ER)FAXINGRENMINBI,GUANLIRENMINBILIUTONG;

北京体彩网(SAN)ANZHAOGUIDINGSHENPI、JIANDUGUANLIJINRONGJIGOU;

北京体彩网(SI)ANZHAOGUIDINGJIANDUGUANLIJINRONGSHICHANG;

(WU)FABUYOUGUANJINRONGJIANDUGUANLIHEYEWUDEMINGLINGHEGUIZHANG;

(LIU)CHIYOU、GUANLI、JINGYINGGUOJIAWAIHUICHUBEI、HUANGJINCHUBEI;

(QI)JINGLIGUOKU;

(BA)WEIHUZHIFU、QINGSUANXITONGDEZHENGCHANGYUNXING;

北京体彩网(JIU)FUZEJINRONGYEDETONGJI、DIAOCHA、FENXIHEYUCE;

北京体彩网(SHI)ZUOWEIGUOJIADEZHONGYANGYINXING,CONGSHIYOUGUANDEGUOJIJINRONGHUODONG;

(SHIYI)GUOWUYUANGUIDINGDEQITAZHIZE。

ZHONGGUORENMINYINXINGWEIZHIXINGHUOBIZHENGCE,KEYIYIZHAOBENFADISIZHANGDEYOUGUANGUIDINGCONGSHIJINRONGYEWUHUODONG。

北京体彩网DIWUTIAO ZHONGGUORENMINYINXINGJIUNIANDUHUOBIGONGYINGLIANG、LILV、HUILVHEGUOWUYUANGUIDINGDEQITAZHONGYAOSHIXIANGZUOCHUDEJUEDING,BAOGUOWUYUANPIZHUNHOUZHIXING。

ZHONGGUORENMINYINXINGJIUQIANKUANGUIDINGYIWAIDEQITAYOUGUANHUOBIZHENGCESHIXIANGZUOCHUJUEDINGHOU,JIYUZHIXING,BINGBAOGUOWUYUANBEIAN。

北京体彩网DILIUTIAO ZHONGGUORENMINYINXINGYINGDANGXIANGQUANGUORENMINDAIBIAODAHUICHANGWUWEIYUANHUI TICHUYOUGUANHUOBIZHENGCEQINGKUANGHEJINRONGJIANDUGUANLIQINGKUANGDEGONGZUOBAOGAO。

北京体彩网DIQITIAO ZHONGGUORENMINYINXINGZAIGUOWUYUANLINGDAOXIAYIFADULIZHIXINGHUOBIZHENGCE,LVXINGZHIZE,KAIZHANYEWU,BUSHOUDIFANGZHENGFU、GEJIZHENGFUBUMEN、SHEHUITUANTIHEGERENDEGANSHE。

北京体彩网DIBATIAO ZHONGGUORENMINYINXINGDEQUANBUZIBENYOUGUOJIACHUZI,SHUYUGUOJIASUOYOU。

第二章 组织机构

DIJIUTIAO ZHONGGUORENMINYINXINGSHEXINGZHANGYIREN,FUXINGZHANGRUOGANREN。

北京体彩网ZHONGGUORENMINYINXINGXINGZHANGDERENXUAN,GENJUGUOWUYUANZONGLIDETIMING,YOUQUANGUORENMINDAIBIAODAHUIJUEDING;QUANGUORENMINDAIBIAODAHUIBIHUIQIJIAN,YOUQUANGUORENMINDAIBIAODAHUICHANGWUWEIYUANHUIJUEDING,YOUZHONGHUARENMINGONGHEGUOZHUXIRENMIAN。ZHONGGUORENMINYINXINGFUXINGZHANGYOUGUOWUYUANZONGLIRENMIAN。

DISHITIAO ZHONGGUORENMINYINXINGSHIXINGXINGZHANGFUZEZHI。XINGZHANGLINGDAOZHONGGUORENMINYINXINGDEGONGZUO,FUXINGZHANGXIEZHUXINGZHANGGONGZUO。

DISHIYITIAO ZHONGGUORENMINYINXINGSHELIHUOBIZHENGCEWEIYUANHUI。HUOBIZHENGCEWEIYUANHUIDEZHIZE、ZUCHENGHEGONGZUOCHENGXU,YOUGUOWUYUANGUIDING,BAOQUANGUORENMINDAIBIAODAHUICHANGWUWEIYUANHUIBEIAN。

北京体彩网DISHIERTIAO ZHONGGUORENMINYINXINGGENJULVXINGZHIZEDEXUYAOSHELIFENZHIJIGOU,ZUOWEIZHONGGUORENMINYINXINGDEPAICHUJIGOU。ZHONGGUORENMINYINXINGDUIFENZHIJIGOUSHIXINGJIZHONGTONGYILINGDAOHEGUANLI。

ZHONGGUORENMINYINXINGDEFENZHIJIGOUGENJUZHONGGUORENMINYINXINGDESHOUQUAN,FUZEBENXIAQUDEJINRONGJIANDUGUANLI,CHENGBANYOUGUANYEWU。

DISHISANTIAO ZHONGGUORENMINYINXINGDEXINGZHANG、FUXINGZHANGJIQITAGONGZUORENYUANYINGDANGKEJINZHISHOU,BUDELANYONGZHIQUAN、XUNSIWUBI,BUDEZAIRENHEJINRONGJIGOU、QIYE、JIJINHUIJIANZHI。

北京体彩网DISHISITIAO ZHONGGUORENMINYINXINGDEXINGZHANG、FUXINGZHANGJIQITAGONGZUORENYUAN,YINGDANGYIFABAOSHOUGUOJIAMIMI,BINGYOUZERENWEIQIJIANDUGUANLIDEJINRONGJIGOUJIYOUGUANDANGSHIRENBAOSHOUMIMI。

第三章 人 民 币

DISHIWUTIAO ZHONGHUARENMINGONGHEGUODEFADINGHUOBISHIRENMINBI。YIRENMINBIZHIFUZHONGHUARENMINGONGHEGUOJINGNEIDEYIQIEGONGGONGDEHESIRENDEZHAIWU,RENHEDANWEIHEGERENBUDEJUSHOU。

北京体彩网DISHILIUTIAO RENMINBIDEDANWEIWEIYUAN,RENMINBIFUBIDANWEIWEIJIAO、FEN。

DISHIQITIAO RENMINBIYOUZHONGGUORENMINYINXINGTONGYIYINSHUA、FAXING。

ZHONGGUORENMINYINXINGFAXINGXINBANRENMINBI,YINGDANGJIANGFAXINGSHIJIAN、MIANE、TUAN、SHIYANG、GUIGEYUYIGONGGAO。

DISHIBATIAO JINZHIWEIZAO、BIANZAORENMINBI。JINZHICHUSHOU、GOUMAIWEIZAO、BIANZAODERENMINBI。

JINZHIYUNSHU、CHIYOU、SHIYONGWEIZAO、BIANZAODERENMINBI。JINZHIGUYIHUISUNRENMINBI。JINZHIZAIXUANCHUANPIN、CHUBANWUHUOZHEQITASHANGPINSHANGFEIFASHIYONGRENMINBITUYANG。

北京体彩网DISHIJIUTIAO RENHEDANWEIHEGERENBUDEYINZHI、FASHOUDAIBIPIAOQUAN,YIDAITIRENMINBIZAISHICHANGSHANGLIUTONG。

北京体彩网DIERSHITIAO CANQUE、WUSUNDERENMINBI,ANZHAOZHONGGUORENMINYINXINGDEGUIDINGDUIHUAN,BINGYOUZHONGGUORENMINYINXINGFUZESHOUHUI、XIAOHUI。

DIERSHIYITIAO ZHONGGUORENMINYINXINGSHELIRENMINBIFAXINGKU,ZAIQIFENZHIJIGOUSHELIFENZHIKU。

FENZHIKUDIAOBORENMINBIFAXINGJIJIN,YINGDANGANZHAOSHANGJIKUDEDIAOBOMINGLINGBANLI。RENHEDANWEIHEGERENBUDEWEIFANGUIDING,DONGYONGFAXINGJIJIN。

第四章 业 务

DIERSHIERTIAO ZHONGGUORENMINYINXINGWEIZHIXINGHUOBIZHENGCE,KEYIYUNYONGXIALIEHUOBIZHENGCEGONGJU:

(YI)YAOQIUJINRONGJIGOUANZHAOGUIDINGDEBILIJIAOCUNCUNKUANZHUNBEIJIN;

(ER)QUEDINGZHONGYANGYINXINGJIZHUNLILV;

北京体彩网(SAN)WEIZAIZHONGGUORENMINYINXINGKAILIZHANGHUDEJINRONGJIGOUBANLIZAITIEXIAN;

(SI)XIANGSHANGYEYINXINGTIGONGDAIKUAN;

北京体彩网(WU)ZAIGONGKAISHICHANGSHANGMAIMAIGUOZHAIHEQITAZHENGFUZHAIQUANJIWAIHUI;

(LIU)GUOWUYUANQUEDINGDEQITAHUOBIZHENGCEGONGJU。

ZHONGGUORENMINYINXINGWEIZHIXINGHUOBIZHENGCE,YUNYONGQIANKUANSUOLIEHUOBIZHENGCEGONGJUSHI,KEYIGUIDINGJUTIDETIAOJIANHECHENGXU。

DIERSHISANTIAO ZHONGGUORENMINYINXINGYIZHAOFALV、XINGZHENGFAGUIDEGUIDINGJINGLIGUOKU。

DIERSHISITIAO ZHONGGUORENMINYINXINGKEYIDAILIGUOWUYUANCAIZHENGBUMENXIANGGEJINRONGJIGOUZUZHIFAXING、DUIFUGUOZHAIHEQITAZHENGFUZHAIQUAN。

北京体彩网DIERSHIWUTIAO ZHONGGUORENMINYINXINGKEYIGENJUXUYAO,WEIJINRONGJIGOUKAILIZHANGHU,DANBUDEDUIJINRONGJIGOUDEZHANGHUTOUZHI。

北京体彩网DIERSHILIUTIAO ZHONGGUORENMINYINXINGYINGDANGZUZHIHUOZHEXIEZHUZUZHIJINRONGJIGOUXIANGHUZHIJIANDEQINGSUANXITONG,XIEDIAOJINRONGJIGOUXIANGHUZHIJIANDEQINGSUANSHIXIANG,TIGONGQINGSUANFUWU。JUTIBANFAYOUZHONGGUORENMINYINXINGGUIDING。

北京体彩网DIERSHIQITIAO ZHONGGUORENMINYINXINGGENJUZHIXINGHUOBIZHENGCEDEXUYAO,KEYIJUEDINGDUISHANGYEYINXINGDAIKUANDESHUE、QIXIAN、LILVHEFANGSHI,DANDAIKUANDEQIXIANBUDECHAOGUOYINIAN。

DIERSHIBATIAO ZHONGGUORENMINYINXINGBUDEDUIZHENGFUCAIZHENGTOUZHI,BUDEZHIJIERENGOU、BAOXIAOGUOZHAIHEQITAZHENGFUZHAIQUAN。

DIERSHIJIUTIAO ZHONGGUORENMINYINXINGBUDEXIANGDIFANGZHENGFU、GEJIZHENGFUBUMENTIGONGDAIKUAN,BUDEXIANGFEIYINXINGJINRONGJIGOUYIJIQITADANWEIHEGERENTIGONGDAIKUAN,DANGUOWUYUANJUEDINGZHONGGUORENMINYINXINGKEYIXIANGTEDINGDEFEIYINXINGJINRONGJIGOUTIGONGDAIKUANDECHUWAI。

ZHONGGUORENMINYINXINGBUDEXIANGRENHEDANWEIHEGERENTIGONGDANBAO。

第五章 金融监督管理

DISANSHITIAO ZHONGGUORENMINYINXINGYIFADUIJINRONGJIGOUJIQIYEWUSHISHIJIANDUGUANLI,WEIHUJINRONGYEDEHEFA、WENJIANYUNXING。

DISANSHIYITIAO ZHONGGUORENMINYINXINGANZHAOGUIDINGSHENPIJINRONGJIGOUDESHELI、BIANGENG、ZHONGZHIJIQIYEWUFANWEI。

DISANSHIERTIAO ZHONGGUORENMINYINXINGYOUQUANDUIJINRONGJIGOUDECUNKUAN、DAIKUAN、JIESUAN、DAIZHANGDENGQINGKUANGSUISHIJINXINGJIHE、JIANCHAJIANDU。

北京体彩网ZHONGGUORENMINYINXINGYOUQUANDUIJINRONGJIGOUWEIFANGUIDINGTIGAOHUOZHEJIANGDICUNKUANLILV、DAIKUANLILVDEXINGWEIJINXINGJIANCHAJIANDU。

DISANSHISANTIAO ZHONGGUORENMINYINXINGYOUQUANYAOQIUJINRONGJIGOUANZHAOGUIDINGBAOSONGZICHANFUZHAIBIAO、SUNYIBIAOYIJIQITACAIWUHUIJIBAOBIAOHEZILIAO。

DISANSHISITIAO ZHONGGUORENMINYINXINGFUZETONGYIBIANZHIQUANGUOJINRONGTONGJISHUJU、BAOBIAO,BINGANZHAOGUOJIAYOUGUANGUIDINGYUYIGONGBU。

DISANSHIWUTIAO ZHONGGUORENMINYINXINGDUIGUOJIAZHENGCEXINGYINXINGDEJINRONGYEWU,JINXINGZHIDAOHEJIANDU。

北京体彩网DISANSHILIUTIAO ZHONGGUORENMINYINXINGYINGDANGJIANLI、JIANQUANBENXITONGDEJIHE、JIANCHAZHIDU,JIAQIANGNEIBUDEJIANDUGUANLI。

第六章 财务会计

DISANSHIQITIAO ZHONGGUORENMINYINXINGSHIXINGDULIDECAIWUYUSUANGUANLIZHIDU。

ZHONGGUORENMINYINXINGDEYUSUANJINGGUOWUYUANCAIZHENGBUMENSHENHEHOU,NARUZHONGYANGYUSUAN,JIESHOUGUOWUYUANCAIZHENGBUMENDEYUSUANZHIXINGJIANDU。

北京体彩网DISANSHIBATIAO ZHONGGUORENMINYINXINGMEIYIHUIJINIANDUDESHOURUJIANCHUGAINIANDUZHICHU,BINGANZHAOGUOWUYUANCAIZHENGBUMENHEDINGDEBILITIQUZONGZHUNBEIJINHOUDEJINGLIRUN,QUANBUSHANGJIAOZHONGYANGCAIZHENG。

ZHONGGUORENMINYINXINGDEKUISUNYOUZHONGYANGCAIZHENGBOKUANMIBU。

DISANSHIJIUTIAO ZHONGGUORENMINYINXINGDECAIWUSHOUZHIHEHUIJISHIWU,YINGDANGZHIXINGFALV、XINGZHENGFAGUIHEGUOJIATONGYIDECAIWUHUIJIZHIDU,JIESHOUGUOWUYUANSHENJIJIGUANHECAIZHENGBUMENYIFAFENBIEJINXINGDESHENJIHEJIANDU。

DISISHITIAO ZHONGGUORENMINYINXINGYINGDANGYUMEIYIHUIJINIANDUJIESHUHOUDESANGEYUENEI,BIANZHIZICHANFUZHAIBIAO、SUNYIBIAOHEXIANGGUANDECAIWUHUIJIBAOBIAO,BINGBIANZHINIANDUBAOGAO,ANZHAOGUOJIAYOUGUANGUIDINGYUYIGONGBU。

北京体彩网ZHONGGUORENMINYINXINGDEHUIJINIANDUZIGONGLI1YUE1RIQIZHI12YUE31RIZHI。

第七章 法律责任

北京体彩网DISISHIYITIAO WEIZAORENMINBI、CHUSHOUWEIZAODERENMINBIHUOZHEMINGZHISHIWEIZAODERENMINBIERYUNSHUDE,YIFAZHUIJIUXINGSHIZEREN。

BIANZAORENMINBI、CHUSHOUBIANZAODERENMINBIHUOZHEMINGZHISHIBIANZAODERENMINBIERYUNSHU,GOUCHENGFANZUIDE,YIFAZHUIJIUXINGSHIZEREN;QINGJIEQINGWEIDE,YOUGONGANJIGUANCHUSHIWURIYIXIAJULIU、WUQIANYUANYIXIAFAKUAN。

DISISHIERTIAO GOUMAIWEIZAO、BIANZAODERENMINBIHUOZHEMINGZHISHIWEIZAO、BIANZAODERENMINBIERCHIYOU、SHIYONG,GOUCHENGFANZUIDE,YIFAZHUIJIUXINGSHIZEREN;QINGJIEQINGWEIDE,YOUGONGANJIGUANCHUSHIWURIYIXIAJULIU、WUQIANYUANYIXIAFAKUAN。

DISISHISANTIAO ZAIXUANCHUANPIN、CHUBANWUHUOZHEQITASHANGPINSHANGFEIFASHIYONGRENMINBITUYANGDE,ZHONGGUORENMINYINXINGYINGDANGZELINGGAIZHENG,BINGXIAOHUIFEIFASHIYONGDERENMINBITUYANG,MEISHOUWEIFASUODE,BINGCHUWUWANYUANYIXIAFAKUAN。

北京体彩网DISISHISITIAO YINZHI、FASHOUDAIBIPIAOQUAN,YIDAITIRENMINBIZAISHICHANGSHANGLIUTONGDE,ZHONGGUORENMINYINXINGYINGDANGZELINGTINGZHIWEIFAXINGWEI,BINGCHUERSHIWANYUANYIXIAFAKUAN。

DISISHIWUTIAO WEIFANFALV、XINGZHENGFAGUIYOUGUANJINRONGJIANDUGUANLIGUIDINGDE,ZHONGGUORENMINYINXINGYINGDANGZELINGTINGZHIWEIFAXINGWEI,BINGYIFAJIYUXINGZHENGCHUFA;GOUCHENGFANZUIDE,YIFAZHUIJIUXINGSHIZEREN。

北京体彩网DISISHILIUTIAO DANGSHIRENDUIXINGZHENGCHUFABUFUDE,KEYIYIZHAO《ZHONGHUARENMINGONGHEGUOXINGZHENGSUSONGFA》DEGUIDINGTIQIXINGZHENGSUSONG。

DISISHIQITIAO ZHONGGUORENMINYINXINGYOUXIALIEXINGWEIZHIYIDE,DUIFUYOUZHIJIEZERENDEZHUGUANRENYUANHEQITAZHIJIEZERENRENYUAN,YIFAJIYUXINGZHENGCHUFEN;GOUCHENGFANZUIDE,YIFAZHUIJIUXINGSHIZEREN:

北京体彩网(YI)WEIFANBENFADIERSHIJIUTIAODIYIKUANDEGUIDINGTIGONGDAIKUANDE;

(ER)DUIDANWEIHEGERENTIGONGDANBAODE;

(SAN)SHANZIDONGYONGFAXINGJIJINDE。

YOUQIANKUANSUOLIEXINGWEIZHIYI,ZAOCHENGSUNSHIDE,FUYOUZHIJIEZERENDEZHUGUANRENYUANHEQITAZHIJIEZERENRENYUANYINGDANGCHENGDANBUFENHUOZHEQUANBUPEICHANGZEREN。

北京体彩网DISISHIBATIAO DIFANGZHENGFU、GEJIZHENGFUBUMEN、SHEHUITUANTIHEGERENQIANGLINGZHONGGUORENMINYINXINGJIQIGONGZUORENYUANWEIFANBENFADIERSHIJIUTIAODEGUIDINGTIGONGDAIKUANHUOZHEDANBAODE,DUIFUYOUZHIJIEZERENDEZHUGUANRENYUANHEQITAZHIJIEZERENRENYUAN,YIFAJIYUXINGZHENGCHUFEN;GOUCHENGFANZUIDE,YIFAZHUIJIUXINGSHIZEREN;ZAOCHENGSUNSHIDE,YINGDANGCHENGDANBUFENHUOZHEQUANBUPEICHANGZEREN。

DISISHIJIUTIAO ZHONGGUORENMINYINXINGDEGONGZUORENYUANXIELUGUOJIAMIMI,GOUCHENGFANZUIDE,YIFAZHUIJIUXINGSHIZEREN;QINGJIEQINGWEIDE,YIFAJIYUXINGZHENGCHUFEN。

北京体彩网DIWUSHITIAO ZHONGGUORENMINYINXINGDEGONGZUORENYUANTANWUSHOUHUI、XUNSIWUBI、LANYONGZHIQUAN,WANHUZHISHOU,GOUCHENGFANZUIDE,YIFAZHUIJIUXINGSHIZEREN;QINGJIEQINGWEIDE,YIFAJIYUXINGZHENGCHUFEN。

第八章 附 则

DIWUSHIYITIAO BENFAZIGONGBUZHIRIQISHIXING。

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